7 Identity Theft Protection Strategies to Know About
Identity theft is a type of crime where people use another person’s data for deception and fraud. Identity theft can ruin your credit score, which can prevent you from getting loans and mortgages. This article discusses some tips to keep you safe. You are advised to read more and discover how to get your life back.
You should review your credit card and bank statements every month. This way, you will be sure that there are no any unexpected charges or activities. If you find out something you didn’t authorize, you should contact the bank. You should mark your calendar to remember to sign up for emails once the statement is ready. This strategy is very safe. You are advised to click here to learn more strategies.
The other strategy is using a strong password. Keep in mind that identity thieves can easily guess your password to access important services. Most people use simple passwords because they are easy to remember. They use the same passwords on different websites. This is risky because they can use one password to log in to a website that contains important information. You can prevent this by using a strong password that is combined with letters, symbols and numbers.
Another strategy is turning on 2-factor authentication where possible to have extra security. This one generates a one time code when you log into the services. Your account will have more security because no one will log in without a code.
Another important strategy is reviewing your credit after one year. When you receive a free credit report from the credit reporting bureau, look at it carefully to see whether there is anything that is out of place. If you find debts that you didn’t authorize, contact the credit bureau to have them removed.
Ensure that you freeze your credit with credit reporting bureau. This will prevent other people from requesting your credit report or even looking at it. No one will be allowed to apply for a loan or a new credit card. Credit bureau will issue you with a pin which you will use to verify your identity if you decide to unfreeze.
Another important strategy is picking your mail quickly. Remember that thieves find the easiest way to steal your data. They can easily steal your bank statement credit cards and your personal details from your mail. This is why you should pick up your mail as soon as it’s delivered so nobody else can take it.
You should be smart about cybersecurity. You should know that the internet can pose many threats. You may receive emails from a fake website and enter your details thinking that it’s from a real website. The details go straight to the scammers. If you never expected an email, you should not click any link.
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